I use Citizens First for my banking. Their on-line banking and bill pay is totally free. The payments get to the company on time. It is extremely easy to use. They also have the "magic money machines" at about every post depot if you ever run short of cash.
Their branch offices also have free services like Xeroxing, notary services, and FREE POPCORN.
I have my TECO, SECO, and VCDD set on auto-draft and never even think about it. The correct amount to the penny is automatically sent.
Why use anything else?
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