Look for an insurance company that actually is licensed to sell in Florida and not thru an subsidiary. We went through Geico to bundle with our auto for discounts only to find we aren't insured with Geico so no multi policy discount. We were with the Villages insurance when we first moved here but through someone's negligence we didn't get a bill and we weren't aware their was a problem until we got a cancellation letter from the insurance company. There wasn't any warning letter, no call from our agent and the worst part was that when we reinstated the policy they informed us that they wouldn't include the sinkhole rider that we had with the original policy.... RRRR.. To this day my cynical self feels that this was a way for them to get out of the sinkhole business....This was 8 years ago so hopefully they are more on top of things...
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