OP, I have the SECO surge protector, and the 5 or 6 supplemental protectors for TVs, and other electronics. This protection is good for a close in lightning strike (like with in a few hundred feet), but IMHO, would not be good for a direct strike. There are several threads about whole house lightning protection (the wires and spikes on the roofs), and if installed correctly by a LICENSED installed with UL rated equipment will provide some additional protection, but IMHO, this is mainly FIRE protection. A direct strike to your house will most likely destroy all of your electronics, so I have opted to protect for the near miss protection. Also, there are several local electricians that will install protection similar to the SECO protection inside your breaker panel for under $300.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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