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Old 01-31-2018, 10:30 AM
Villageswimmer Villageswimmer is offline
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The RMD, as well as traditional IRA withdrawals, are treated as ordinary income. I think Rg is referring to the fact that certain medical expenses are deductible within defined limits (if/when you itemize deductions). So, if you are able to itemize medical deductions, you may, in effect, recoup some of the tax you would otherwise pay on such withdrawals.

It’s a bit of a long shot, particularly with the new higher standard deduction, but it might make a case for tax diversification, i.e., some $ in traditional and some $ in Roth.

Unfortunately, we can’t predict the future.