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Originally Posted by JoMar
Have the advantage plan, so far (3 years) no issues and because of that, significantly less that Plan F. Have no problem when traveling since they have a Passport Plan but haven't had a need to use it. This year, headed for a hip replacement which of course will carry deductibles.....so will see how it all shakes out since this is the first step outside the usual stuff. Stay tuned.
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You will be very pleasantly surprised to find that there is no deductible for your surgery. You will be charged $275 per night of hospital stay. Period. Not another red cent!
My husband has had 2 major surgeries while on our UHC Advantage plan. Both were with world reknown specialists in Orlando. We were able to choose the very best doctors for his procedures. His knee replacement with Dr Nguyen was “billed” at $85,000. My husband paid $275.00.
His other surgery was a DaVinci robotic prostatectomy. Dr Patel is the best in the world, having pioneered this procedure. I am a RN and I know it makes a huge difference. Again. 1 night hospital stay and $275 co pay. TOTAL!!
We also get to choose $40, each, worth of OTC meds, supplements, first aid supplies etc AT NO EXTRA COST, every quarter.
We are amazed that the Advantage plan is so fabulous!! And not a penny in premiums!!
Don’t know why it gets a bad rap!! What we pay in specialist co pays and Rx copays are less than the premium for 1 month on the supplement.
Do your homework!!!
No premiums. We couldn’t be happier with UHC Advantage.