Quote:
Originally Posted by John_W
You know why you haven't gotten any real replies? Think about what your asking. Nobody's personal golf cart insurance is going to cover a third party rental. They're going to have to take out a separate policy with about $300K in liability insurance on your behalf and the price will make it prohibitive for what you would have to pay.
Of course you could find the uninformed fool that will rent you his cart and hopefully you won't have an accident that is your fault, or one that has to be defended in court against Attorney Dan Newlin.
The smart move would be to go to Lake Sumter Villages Golf Cars and rent one of those 80 white golf carts sitting in the parking lot behind City Furniture for $10 a day apiece and have them follow you.
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#1) Had you actually READ my post it clearly stated that
"The "big 4" are quite reasonable in price but have nothing left.
Also tried the little guys but due to season and holiday weekend all gone."
#2) I did find some "gentleman" who is going to loan me one.
#3) All the insurance quoters in all these threads regarding golf cart insurance and liability are going to be in for a big surprise. Other than damage to his cart which I would more than likely be responsible for my homeowners policy and umbrella policy covers me for personal liability up to $1million in any vehicle.
#4) as a general statement regarding cart insurance which maybe even the "all knowing" people might not be aware of is that if your cart is even CAPABLE of exceeding 20MPH (which 99% of them here do) and you have an accident your insurance can tell you "f' off, we ain't paying" because what you insured was not a golf cart but a LSV. So probably 99% of cart owners better check their insurance provider.
Have a great day. I Gotta go get the cart now.