try Debbie Thomas at Nathaniel Thomas State-farm agency on 301.
352-748-5272. Debbie was a underwriter for state farm and knows her stuff and is a nice lady.
You can get multi line discounts for auto, golf cart, homeowners.
Sinkhole is one you should have and i don't like 30k as a deductible so i went with 2% and sleep better.
I am not knocking Villagetinker he is a bright man, its all about what makes you sleep.
Good luck and give Debbie a call if she can put up with me on the phone an hour at a time for a week to be sure i am covered across the board properly she can put up with anyone.
Its all about Risk vs. Exposure vs. Cost. A little math for the VillageTinker!!! J:>)
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