Interesting discussion. I turn 65 this year and need to decide if I stay with TVH by purchasing a participating Advantage plan.
Being a fairly healthy snowbird, I thought my choices would be quite simple, so I was looking forward to reading this message thread!
Unfortunately, in just 38 posts, you all described 100% opposing views on:
- Who to trust for insurance advice
- How much the two major plans hit Out of Pocket
- If Specialized physicians are readily available
- Whether it is possible to choose a preferred specialist
- If Out of state care is covered and available
- Whether most or only 33% of people are on Advantage plans
Wow, no wonder people are confused by medical insurance options. None of the people posting here are doing so with the intent to mislead -- but each have reported immensely different opinions and experiences when using identical plans.
Hmmmm. Making a decision might not be as simple as I thought...
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