Talk of The Villages Florida - View Single Post - Golf Cart Insurance Went Up!!!
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Old 03-28-2018, 09:44 AM
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Quote:
Originally Posted by ohiosbestus View Post
So please tell me what the difference is between street legal insurance and the cheap insurance others are talking about? Where can you drive with the cheap insurance and where can you drive with higher premium insurance? Trying to get a better understanding of the laws down here.....
Street Legal allows you to drive on any street that is 35 mph or less. You can drive down Buena Vista or Morse (not sure why any sane person would in a golf cart, but legally you can). The cart speed is set at 25 mph vs 19.9 mph. They can also drive on the multi model trails and golf courses. A street legal cart must have seat belts, windshield wipers, lights, safety glass windshield and loud horn. So cart and insurance is more like a car. It is classified as a LSV (low speed vehicle)

A non street legal cart can drive on any of the in Village streets, (not main streets where speed is 35) all multi model trails and golf courses. Carts speed is set at 19.9 mph. Most have lights and horn but not some of the other things
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