[jojo]

Originally Posted by champion6

Unless you are interested in the novelty of owning bonds associated with our CDDs, why not consider these Vanguard offerings - no load & low cost:
Vanguard Bond Mutual Funds
Vanguard Bond ETFs

Champion6, I own four different Vanguard bond funds and none of them in recent times are paying what these bonds are paying. I like having some fixed rates in my portfolio. That said, it is challenging to discern what the expense rates are and I'm sure it's greater than Vanguard. Overall, Vanguard cannot be beat for low expense rates.