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Originally Posted by Lottoguy
Well said! I think it all comes down to your current job. If you hate it then retire. If you love it then stick to working. Health insurance is by far the biggest concern to those who want to retire before age 65. Now, many major companies will not longer offer health insurance to many long term employees.
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You have mentioned this several times and with good reason. It is a big factor and is unpredictable. We have had huge swings in health insurance premiums over the past 6 years since my husband retired. I still work part-time because of that. Sure, it may be fine right now, but what happens the next year is always the question. This issue has been our biggest concern, as you said, with both of us taking early retirement.