I've had Directv since 2008, of which since 2011 has been here in TV along with Century Link phone and internet. As MikeV said, if you lose picture go to the standard definition channel and watch. Even in Hurricane Irma I never lost picture, even had HD most of the night. Another option is, outages are a good time to watch a recorded show. My HD DVR has 1000 hours storage and I keep it about 80% full of recorded shows and movies.
I have the Premier package, so basically every channel is available for me except for the sports packages which are sold separately. I only subscribe to NFL Sunday Ticket when that season comes around. Since I've been with them a few years I can usually negotiate price, last season they gave me NFL Sunday Ticket for free. There also packages for MLB, NBA and NHL. You'll get the in-market games like Tampa Bay Rays but for example if you want to watch every Red Sox, or Cubs, or Yankees game, if you subscribe you'll get every baseball game. They always give you the first week free, so since 2011 I've watched the home opener every year of my Orioles. Same is true with NFL Ticket, the first weekend everybody will get it free. You'll also get a lot more college football and basketball if you get Premier Package or add the sports package, which is only about $5 extra, then you get all the regional sports channels around the country.
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