Medicare Part B premiums are different for most people. My premiums are half of retiredguy123.
Jnieman - BCBS FEHP Standard and Medicare do provide little or no out of pocket costs, except for RX co-pays. You should do very well with FEHP and Medicare B.
In case you did not know, the FEHP Basic Plan introduced a new benefit which included a $600 reimbursement of the Medicare B premium. IMHO when combined with Medicare B there is little difference between the Standard and Basic plans.
After doing my homework, I decided to switch to the Basic Plan which has lower premiums then the Standard Plan and now pays $600 of my Medicare Part B premium. So far - so good! Please do your own comparison before switching between the Standard and Basic plans.
Taking the time to clearly understand the benefits of health care packages is time consuming and making changes can be scary. After all, insurance is protection against the unknown. I learn from the insight of other people. Good Thread!
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