Talk of The Villages Florida - View Single Post - Federal Retired Employee - Medicare - which plan
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Old 05-02-2018, 01:49 PM
retiredguy123 retiredguy123 is offline
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Originally Posted by 784caroline View Post
I can follow your logic based upon Todays world, but things can change dramatically with the Federal BCBS plan.....and once your out of Medicare Part B...its extremely expensive to get back in!
If you delay the purchase of Medicare, there is a 10 percent per year penalty. But, that penalty only applies to the basic part of the premium, not to the increased premium that is based on your income. I am willing to take my chances rather then pay, what I consider to be an unreasonable premium. I think the Medicare premium should be the same for everyone and not based on income, since you have already paid more for the program while working, and you get the same benefits as everyone else in the program.