Talk of The Villages Florida - View Single Post - Federal Retired Employee - Medicare - which plan
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Old 05-13-2018, 08:56 AM
retiredguy123 retiredguy123 is online now
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Originally Posted by vonbork View Post
Does anyone understand how the military plans play into this? I'm coming from a state where US Family Health is available so I carry Part A of Medicare but not Part B. Moving to The Villages removes this option and as I and my wife are 70 years old and 3 years past my retirement, we'd have to pay a penalty to get Part B, plus our income means we'd be in the higher $250+ a month category plus penalty. I "suspended" my FEHB when I retired so I guess our options are 1) get Medicare Part B plus Tricare for Life as a supplement, 2) use my FEHB plan without Part but with Tricare for Life as a supplement ?
You may want to consider using the Blue Cross Standard FEHB plan, with the Tricare, and Medicare Part A, which is free. Since turning 65, I have saved almost $10,000 in Medicare Part B premiums by not buying it. Most of what you get for the Medicare Part B is redundant with the Blue Cross, and you can always depend on the $5,000 per person catastrophic Blue Cross annual limit.