Quote:
Originally Posted by Byte1
Yes, that is the Standard policy. You have to pay a deductible. The basic option, you pay a Co-payment. I do not see the benefit of having Medicare B. If you have "B" you have to pay approx. $105 each or more. Like I said, I have the Federal BC/BS basic and Medicare A only. We save over $200 per month or over $2400 per year. Maybe I am looking at it wrong, but I see no benefit of having Medicare B if you have a full BS/BC policy. Just my opinion.
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I just had to go to the emergency room. I have standard BC/BS Federal and no medicare (not old enough yet). I now have a bill staring me in the face for almost $800. While there I had a Cat scan, blood work, EKG. I have to pay co-insurance on all of that. If I had medicare part B my out of pocket would have been probably zero.