Quote:
Originally Posted by jnieman
I just had to go to the emergency room. I have standard BC/BS Federal and no medicare (not old enough yet). I now have a bill staring me in the face for almost $800. While there I had a Cat scan, blood work, EKG. I have to pay co-insurance on all of that. If I had medicare part B my out of pocket would have been probably zero.
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Yes, it would be zero. But, you need to calculate how much your Medicare B premiums will be when you turn 65. My annual premium would be about $3,300. I would rather pay an occasional $800 bill then pay $3,300 every year even if I don't have medical bills. And, I am always protected against a major illness expense because of the Blue Cross $5,000 catastrophic limit.