Quote:
Originally Posted by retiredguy123
The Blue Cross catastrophic limit applies to all out of pocket charges related to paid claims by Blue Cross. That includes copays, coinsurance, including prescription drug coinsurance, hospital coinsurance, and surgery and doctor charges. You can see how much has been applied to your catastrophic limit for the year by looking at any of your "explanation of benefits" statements. When you reach the catastrophic limit, all valid claims are paid at 100 percent. But, your premiums are not part of the catastrophic limit.
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I am still skeptical. Based on what I've had to pay over the years we are being nickle and dimed to death by the co-pays. My medicare can not be here soon enough. My husband has had it for 3 years now and he has yet to pay even a dime and he has had plenty of procedures. I don't think you are going to be able to convince me on this forum. I have to use my experience with all of this as a guide.