I think Sire 1 has nailed it regarding different tour companies, i.e., the hotels. If I were trying to decide what to do and wanted to go to Europe I think I would choose a river cruise. That way your cabin is your hotel room, you don't have to be moving luggage every day or two, you don't have to worry about where to eat (it's on board and wonderful) and you stop at interesting towns where you can just walk off the riverboat and be guided by locals.
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