I do my own investing but have used a newsletter for guidance for over 25 years. Fidelity Monitor and Insight (fmandi.com) is independent of Fidelity Investments. They do not sell any investments but simply offer advice about which Fidelity funds they recommend. The cost is about $125/year (if you sign up for 3 years). You get a monthly newsletter and access to their web site where they post more frequent updates. You get a 3 month trial period and after that you can cancel any time and get a prorated refund.
They have several "model" portfolios such as Income, Growth and Income, Growth, Select, and Unique Opportunities. Each recommends about 6 Fidelity Funds. They report each month on how the various portfolios have done. Again, they don't sell ANYTHING so there are no commissions. Your only cost is the newsletter subscription fee. You do not buy into their model portfolios as they are only representative of what they are recommending at the time. You set up your own account with Fidelity over which you have complete control. They have no access to, or control over your money. You do not submit anything about your portfolio to them. They simply provide you with their newsletter. You make your own decisions regarding acting on all, some or none of their recommendations and you do not report what you do or don't do. They also have a "Wealth Management" service but they don't push it. They tell you it's available and that's the end of it.
No "get rich quick" schemes just solid, well thought out (and explained) investing advice. While they do recommend changes to their models from time to time, they do not recommend jumping in and out of funds on a monthly basis. As with any investing advice, no matter where it comes from, as they say in the business, I'm sure, "past performance is no guarantee of future results," but at least you're making your own informed decisions and don't have to worry about an "advisor" who may or may not have your best interests in mind. I suggest you visit their web site, take a look and maybe give them a try if you think this might be something for you.
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