[JoMar]

My final comment is that this could have all been fixed years ago if your elected officials had chosen to do so. Also, the the loss of the trust fund doesn't mean benefits will stop (there is always the general fund) but it will mean that your elected officials may actually need to address it but they will wait, as always, until it becomes a crisis. As I remember, none of these programs were meant to take our individual responsibility away, but were meant to supplement and cover those that needed it. We have, as a society, seem to have changed that to mean we should all be taken care of regardless of financial situation and taken care of the way we want to be taken care of, not how we should be taken care of. We get what we allow.