I have used American Home Shield living in California, Wisconsin and WPB, Florida. Great for older homes. About 500/year. Worth every penny and always recouped our money and then some. . Brand new hot water heater, garbage disposal repair, furnace repair, microwave repaired and then replaced when they couldn't fix it, refrigerator repairs, electrical, garage door motor replaced with brand new one, pipe burst in ceiling repaired (this would have been very expensive). All for just a $70.00 deductible. Very easy to submit work order. Doesn't matter how old appliances are. If they can't repair it , they will replace it.
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