Totally agree, please head the warnings and never pre pay for services no matter how big a discount they offer you. Very smart of you to inquire on TOTV before diving in and regretting it later. Good luck.
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Mark & Linnae
Birmingham, The U.P., Saginaw, Bay City, Toledo, Columbus, Dayton
& The Village of Chatham 
"I wish I didn't know now, what I didn't know then"
-Bob Seger-
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