Re: Can she afford The Villages?
If she lives in a modest patio villa with bond paid and she is homesteaded, her taxes should be modest, as well as her insurance. (Although houses in Historical can be purchased for less money than a patio villa, I think maintenance and insurance would cost more.)
Assuming she has $2,000 per month after taxes, I think she can live in TV and will have no problem paying fixed expenses, monthly amenity fee, utilities, food, etc. Many people in TV choose to eat out often, however that is a controllable expense.
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