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Old 07-19-2018, 06:07 AM
ColdNoMore's Avatar
ColdNoMore ColdNoMore is online now
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Join Date: Apr 2016
Location: Between 466 & 466A
Posts: 8,272
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Dave Ramsey says...NO!

Quote:
Quincy is on Facebook, and he asks Dave if annuities are good for long-term retirement. Dave gives him the short answer, and then follows up with a more detailed explanation.

ANSWER: No. There’s a rare exception when I might use a variable annuity, which is a mutual fund inside of an annuity, but I don’t use annuities. And I certainly don’t use fixed annuities for anything. They’re crap. That’s basically a CD with huge, huge set of fees on it. No, I’d stay completely away from that. It’s just an insurance agent’s product.
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