Quote:
Originally Posted by Paper1
I was unfortunate enough to be involved in an accident while riding my bicycle in a roundabout Saturday morning. Person in car stopped and I was transported by ambulance to Villages Hospital. I've got some road rash, bruises, and a broken collar bone. My problem is I have Florida Heart and Vascular and they will not even talk to me as they do not deal with Florida's no fault auto injury insurance. Although I was riding a bicycle my car insurance has to cover my medical care up to a certain amount. So basically I'm sitting home with a broken bone with no one to care for it. I was told my Medicare or Supplemental will not pay anything until my auto insurance kicks in. I got a hold of another orthopedic and they would see if an attorney sends over paperwork. Has anyone gone through this "no fault BS". I'm just astonished my primary care provider will not see me. Thanks for letting me vent.
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I am so sorry this is happening to you. It is an appalling situation. You need care.
I am providing here a link directly from the Medicare site that gives some details on when Medicare can be billed under the circumstance of no-fault insurance.
(A phone call to Medicare with questions might be in order.)
As we all know, navigating insurance, not just health insurance, can make you feel like you are in a quagmire. It is wise to keep detailed notes on "who, what, when" as you get your information.
What is someone supposed to do about potentially serious injuries while caught up in this web?
Anyway, here is the Medicare link. Click on the next-to-last arrow on the list under the topic "I have Medicare and:"
Which insurance pays first | Medicare.gov