I would recommend Villages Insurance. The year the manufactured home was built (building code at the time) as well as the homes tie down system will effect the insurability/cost. I have been told that many people that own manufactured homes opt for renters insurance, which insures the homes contents but not the house. Since the value of the home is very low for manufactured homes buyers are paying mostly for the value of the land the home is located on. The cost of Homeowners insurance relative to the value of the home itself makes it a reasonable risk to just get renters insurance. If a hurricane destroys the home, you still have the land and your house contents are insured, it's time to re-build.
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