I been using my own modem/router for at least 15 years (maybe 20), the point is that I've saved so much money that if the modem or router fail it's well worth it to buy new ones.
It's not that hard to change the name of the router and the passwords (Google it for the router you have). Most modern routers will update automatically.
Also, you should get much better performance from your own router.
BTW, a modem converts the single from the cable company to a digital single for the router, which routes the single to your device by wire or wireless.
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