Quicken Loans does a good job and their no cost loans are truly no cost. (Of course, your interest rate will probably be higher with a no cost/fee loan.) when getting a quote, find out when they can lock in a quoted interest rate, the fee for a relock if rates drop or it doesn’t close in time. You’ll get an estimated closing cost sheet. It should be pretty close to final costs, except for pro-rated amounts (taxes, insurance, any annual fees). Sometimes you can negotiate some of these fees, such as document preparation fees, but don’t count on it.
The worst part of refinancing is the constant calls for more documents. Royal pain but all part of the process.
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Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)
"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
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