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Originally Posted by efrahin
It is a big problem when people want to retire in their 50's and the live expectancy is higher every year. If you can retire early than the required date for benefits, means that you have done well and you will have to plan to pay for the priviledge. There are some demagogues offering the public coverage for 40 extra millions people, of which 11 Millions are Ilegal Inmigrants; Who is going to pay for that??? We waited until 65 for our Medicare and bought the supplementary which cost us around $1,000 a month for both of us, but I budgeted that figure before my retirement. I guess that people get inpatient and dont want to wait, but you must make a choice. Socialized medicine does not appeal to me, we are used to go to the doctor we like and when we need a procedure we wanted it yesterday, well, that cost money. It is one or the other.
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However, another component to this mess has nothing to do with paying for the coverage. There are a lot of financially well off people in their late 50's and early 60's who can afford insurance but who have "pre-existing" conditions". If they move here and they had a local HMO up North they often cannot find a company that will even sell them insurance.