In theory, an insurance agent should measure the home and apply some factors supplied by the insurance company to determine replacement cost (not market value). You will need to ask each how they arrived at their figures. With your feedback on the interior features (eg., granite countertops? Other upgrades?) they should be able to arrive at a figure that comes close to what it would cost to rebuild your home if it were destroyed.
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Teach your daughter how to shoot, because a restraining order is just a piece of paper.
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