Quote:
Originally Posted by retiredguy123
In most cases, it is not a good idea to question the recommended coverage amount applied for a replacement cost policy. If you do, you may not get full replacement cost when you file a claim.
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QUESTIONING them is not a problem, you should always question things you don't quite understand or agree with. It's CHANGING THEM below what the insurance company requires that is the problem. The cost difference is tiny.