Talk of The Villages Florida - View Single Post - HO Policy Dwelling Coverage Question
View Single Post
 
Old 08-31-2018, 04:08 AM
roob1 roob1 is offline
Senior Member
Join Date: Nov 2016
Posts: 326
Thanks: 45
Thanked 171 Times in 83 Posts
Default

So again, I ask:

Two quotes allow replacement dwelling coverage of 345K, while 2 others allow only 300K. How does one make an educated choice of coverage?



Quote:
Originally Posted by aaffmom View Post
Under air square footage, frame or block, hip or gable, flooring type, upgrades to kitchen, bathrooms, attached structures such as open porch, lanai under roof. These are some of the factors used to determine cost to rebuild. Land value is not part of coverage. Also, make sure you have replacement cost to dwelling coverage.

Swimming pools, spas, bird cages, etc also increase cost to rebuild.