Defiantly get prequalified. Mortgages are a lot messier these days in that there is a lot of back and forth with the bank on them needing more info and documents as you progress. Could make meeting a tight closing schedule more difficult. We have had several mortgages with Citizens and were very pleased. However, last time we refinanced they would not equal the rate given to us by Bank of America. We switched to BoA checking years age when we wanted a one "local" bank in two different states. I believe BoA is the only national bank there. A lot of people bad mouth BoA but they work for us.
Prequalifing will put you in a better negotiating position, and give you peace of mind. It may also give a good estimate on closing costs. Also remember that rates are on the rise and you should know at what rates you and will be are qualified at. I don't know but would assume you are qualified for only so many days or months.
Good luck.
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