1. Pay yourself first.
2. Take advantage of any offers from your employer for matching funds or discounts on company stock (aka free money.)
3. Pay off credit cards every month.
4. Never lend money to relatives (I know this from experience....)
5. Never co-sign anything for anyone)
6. Get a good financial advisor, certified financial planner, that has your interests first, then listen to their advice, and as stated above, if you do not understand the investment, do not do it.
7. Eat at home, making your own meals.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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