Talk of The Villages Florida - View Single Post - Do we need to be pre-approved for a mortgage?
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Old 09-02-2018, 08:43 AM
Tom52 Tom52 is offline
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OP again, thank you all for the information so far. To clarify we will be looking for a pre-owned home. It appears that I should wait until late November to early December to contact a mortgage broker since we will not start our search before January. It would be very inconvenient to try and arrange a mortgage once arrived in TV if all financial documents are 1200 miles away.

I may contact Lending Tree on line or maybe check with a larger CU such as Pentagon Federal to learn about timing and to see what we need to qualify for a loan. I think it may be a little problematic since we have relatively low income. We do not yet take SS benefits, but have plenty of investments that can be drawn upon to show income streams. I am sure there will be some "hoop jumping" required on our part.