Talk of The Villages Florida - View Single Post - Do we need to be pre-approved for a mortgage?
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Old 09-02-2018, 10:35 AM
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kathyspear kathyspear is offline
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Quote:
Originally Posted by Tom52 View Post
It would be very inconvenient to try and arrange a mortgage once arrived in TV if all financial documents are 1200 miles away.
When we bought our current winter place near Tampa we were spending the winter at another FL condo. Getting that mortgage was a nightmare because my financial papers were all up in PA. I spent about a week of my life calling insurance companies and mortgage companies and county tax assessors etc. in order to come up with all the papers the mortgage company required for the two properties we owned at the time. As someone else mentioned, the mortgage process has gotten considerably more complicated since the housing crash. Be prepared to be tortured!

kathy