Talk of The Villages Florida - View Single Post - Do we need to be pre-approved for a mortgage?
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Old 09-02-2018, 02:32 PM
charmed59 charmed59 is offline
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We used Wells Fargo, as they are my long time bank and can also be found in the Villages. We were able to get a mortgage tied down in 4 days, after the mortgage broker suggested by our Villages agent couldn’t nail down anything in two weeks. It was no problem closing in the remaining 2 week window.

My parents used Citizens, and found it a bit frustrating, but they did get their mortgage ontime.

For a pre-owned home, I found the sellers weren’t as interested in pre-approval as they would be in other places. I bought two houses here, one for cash, and the sellers never even asked where the money was coming from.