[justjim]

1. Save enough money for at least a 3 month emergency fund.
2. After accomplishing no. 1, save enough money for a 20% down payment on your first time house.
3. After accomplishing no. 1 and no. 2, budget a monthly sum directly from your payroll into a no load of 5 or 6 mutual funds.
4. Always pay off your credit card at the end of the month.
5. If married, establish a regular date night to keep the “Home Fire” burning brightly.
6. Don’t forget to budget a yearly vacation for rest and renewal.
7. Treat your physical and spiritual health appropriately as we only have this one life to live.