Best financial advice I ever received was, Pay your bills first, always save 10% of your paycheck, the rest is your screwing around money.
If one's children start at the beginning of their working careers to invest into an IRA and make it a point never to take those funds for any reason, they will have enough money in retirement. One must live within their means.
Pay for your credit cards fully at the end of each month so you don't pay 22% in interest. Paying that kind of interest, is highway robbery.
How one views money is very important. IMHO
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"It doesn't cost "nuttin", to be nice".  MOM
I just want to do the right thing! Uncle Joe, (my hero).
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