Eliminate all credit card debt. Start with the card that has the highest percentage rate. When that’s gone, put that much money , and more, to the next one, rinse , lather, repeat.
The monthly finance fees are RIDICULOUS. I call it usury.
Most are over 20% or even up to 29.7% per year. If you pay this, you’re really throwing away money.
Start saving for a house, if that’s what you want. Many transactions require 20% down, in cash. Good luck!
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A hammer is not a screwdriver. (My grandfather Bill.)
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