**********“After reading posts on TOTV, I called Villages Insurance. She says if our roof is original we don't qualify for sinkhole coverage because the roof would be 15 years old. If we replace the roof (or find out that the roof is NOT original) we would qualify. “*************
I am at a loss as to why a roof would have anything to do with a sinkhole. If thats the case everything north of LSL must be one big sinkhole waiting to happen.

I would try a different Villages Insurance Office, Maybe the person was confused.