Quote:
Originally Posted by Bjeanj
I don’t understand the relationship between the age of the roof and whether you qualify for sinkhole insurance. Can someone explain to me, please?
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Sinkhole coverage is an add-on to the basic homeowners policy, not part of the basic policy. Some insurers will not sell you a basic policy if your house has an older roof. So, you cannot purchase the sinkhole add-on. You need to find an insurer who will sell a basic policy on a house with an older roof, and who will also offer a sinkhole add-on. I don't think you can puchase sinkhole coverage as a separate policy.