Roofs? Funny thing I when to renew my insurance and they couldn’t give .2% discount or so cause my roof was over 10 years old, I asked? Are you going to pitch in? I think you know the answer to that

now I’m going jump up and replace prefectly good roof to get the discount that will take over 10 years to recoup. When and if my roof get damaged they going to prorate it anyway. They also wanted me to replace my prefectly good a/c unit for another .02% discount. Not going to happen till they actually need replaced.