Quote:
Originally Posted by jnieman
One thing to check is which hospitals are accepted by your plan. Are you allowed to go to Shands? To me that would be very important. I had understood some advantage plans were only good in most of the states but not all. Just some things to check.
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If you feel that you have to be able to go to any provider you want Advantage is probably not for you. Providers enter and leave the network throughout the year.
This year the Villages Health Plan doesn't include Shands. Note that just because a hospital isn't in network doesn't mean you can't go to it but it would require a special exception and it might not be given.
Also an Advantage plan has to cover all conditions/treatments that regular Medicare does so if you require a treatment that none of the in-network provider can do you can go out of network.
Advantage plans cover emergencies anywhere in the US. Note that neither Advantage nor regular Medicare cover any medical costs outside the US.