We are right there with you Chuckinca. I am afraid to let go of a really good job for fear of losing a large chunk of our retirement income one way or another. We have a financial advisor who says the old line - we are in this for the long haul - but I don't want to be dead by the time the haul comes in. We saved our whole working careers for this time of our lives and I am watching a large chunk of it disappear. It is scary.