Most financial people agree that the two people most responsible for this meltdown are Phil Gramm and Alan Greenspan, both Republicans. Phil Gramm is closely connected to John McCain. These two brought about the deregulations which allowed the market to go wild. The irony is that this move to a free market, free from rules, has now brought about a socialistic financial market which will create a much bigger government. Are these two going to get a medal of freedom for mission accomplished?