We have a very good dentist, that does not accept any insurance, they give you a form, with a stamped envelop to send to your insurance, and then the insurance check is sent directly to you. While we had dental insurance this worked well, now I do not bother with dental insurance. My point was it was more important to have a very good dentist and handle the insurance as needed.
Good luck with your quest.
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Pennsylvania, for 60+ years, most recently, Allentown, now TV. 
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