We initially wanted to buy a spec home because we like "what you see is what you get'. Before we came here, we spent a couple months looking at spec homes on the computer but could not find what we want. When we got here, we decided to buy a lot and have a designer house built.
Before we met with the designer, we looked at a LOT of open houses to help us decide what options we wanted. These options (golf cart garage, expended lanai, etc) added $65K to the cost. Since we had made almost all of our decisions in advance, we only spent 1.5 days with the designer, who was a pleasure to work with.
That was 2 years ago and we love our house. We have made some changes (pocket lights to replace chandelier, nice cornice over sliding doors, shades for the lanai, patio in front) but that is about all.
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