Quote:
Originally Posted by coffeebean
In January, I have to make a decision as to which medicare advantage plan to go with due to my husband's retirement and therefore I will transition to post medicare. My husband and I have been reading reviews for United Health Care and Humana. My head is ready to explode after reading the awful reviews of both of these plans.
I don't plan on using The Villages Health Care system as of now because the current Doctors that I see are not in their system. I just want to use this plan for my doctors that I have been going to since I have moved to The Villages.
The common "theme" of the reviews is that people verify with the insurance company that their provider is in network. Come time for the bill to be paid, both plans claim the providers were "out of network" and will not pay the claim.
What has your experience been with either United Health Care Medicare Advantage plan or Humana Medicare Advantage plan?
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Many doctors do not take advantage plans --They are HMO’s or PPOs. I have had straight Medicare with United as Medigap plan and have never had a problem getting any doctor I want in any state that I want.